Thursday, October 15, 2009

ICICI HDFC bank home loan

Banks are giving benefits of reduced home loan interest rates to the new customers. What will happen to the existing customer who already took loans at higher rates & still paying a handsome amount to these private sector banks. What are the benefits of balance transfer to nationalized bank. What is the procedure for the same or what are the legal points i have to look after during balance transfer process.

Don't worry after all nationalized bank like SBI has very less percent of interest when compare to ICICI and HDFC so contact for Information on loan schemes and services 1800112211 (toll free from BSNL/MTNL) or 080-26599990."

Transfer home loan to HDFC from ICICI bank, suggestions needed?

I am a poor frustrated ICICI bank home loan customer repaying the loan at floating interest rate of 12.5%(ICICI announced 9.75% floating interest rate for new customers). Finally I have decided to move on and transfer the loan to HDFC(not HDFC bank) and pay any penalty(around 35K) to ICICI. Can anyone tell me the current floating interest rates of HDFC for new/existing customers? Also, will I be still able to claim the tax benefits after the transfer of loan? Please suggest!!! I am a poor frustrated ICICI bank home loan customer repaying the loan at floating interest rate of 12.5%(ICICI announced 9.75% floating interest rate for new customers). Finally I have decided to move on and transfer the loan to HDFC(not HDFC bank) and pay any penalty(around 35K) to ICICI. Can anyone tell me the current floating interest rates of HDFC for new/existing customers? Also, will I be still able to claim the tax benefits after the transfer of loan? I mean will I continue to get the tax benefits on EMI paid/Repayment to HDFC? Please suggest!!!

For getting home loan in india from ICICI, HDFC and SBI?

Whether it is essential to be employed by same company for last 6 months to get home loan? It is no where mentioned, they ask for just 6 months salary slips, so i can submit my last 6 months salary slips of more than 1 employer, isn't it?

its not necessary but u have to have good income to qualify for a loan.

2 comments:

  1. Dear Vipin,

    We're sorry to hear about your experience. Please write to us with your contact details at care@icicibank.com. We'll contact you and work to address your issue.

    Regards,
    ICICI Customer Service Team.

    ReplyDelete
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