I am deputed employee of a Indian Company. Working in US from last 8 months. I am on L1 VISA (Temporary Intra-Company Transfer), I got my Indian salary in India(INR) and US salary in US(USD). I want to take home loan. I searched in HDFC/SBI websites, their criteria for NRI home loan is working more than 2 years in foreign country. But as per rediff definition I am NRI. Then shall i apply for NRI home loan? Or shall i apply for Resident home loan. which is beneficial?
When your work visa is for a temporary period, why don't you avail after returning to India ...? Otherwise two yrs stay abroad may be required for you.
I want an education loan but don't have 60% in graduation am i eligible for it....pls help me?
i want an education loan for mba but sbi is saying i don't fulfill the criteria of 1st division throughout graduation as i have only 57.5% ... my father has taken a home loan from sbi personal banking.. for over three years and has made all the installments in time.. is it of any help...
Joint Home loan with father?
Hi, I want to apply for home loan. Can I apply for joint home loan with my father? I am 26 year old and my father is 67 year old. He is retired army officer having good monthly pension. Also he is running grocery shop and farm. I stay in Pune, India. Which bank can combine my fathers income with me to eligible for specific loan amount? I am interested in SBI and Bank of Maharashtra.
HDFC OR ICICI OR AXIS BANK FOR HOME LOAN IN INDIA?
I require your suggestion which private banks shall i choose. ICICI or HDFC or AXIS for housing loan of 25 lakhs in india. I am applying for housing loan of Rs 25 lakhs. But i feel it is very difficult to get loan from SBI or Canara bank. Since there are lot of formalities in this public sector banks like guarantor etc. And also they are not ready to pay more than Rs 20 lakh for me. But Private banks like ICICI, HDFC, AXIS bank are ready to sanction Rs 25 lakhs housing loan for me. I have seen a good flat which costs around 30 lakh in Bangalore. So I require your suggestion which private banks shall i choose. ICICI or HDFC or AXIS. How is this banks process when PLR is increased or decresed. How frequently this banks increases Floating rate of interest. Thanks,
HDFC is best option in your three choices. Don't opt ICICI bank as you are not guaranteed to get back your original sale deed after full repayment of loan. A person in chennai has filed case against ICICI bank in consumer court for the return of original sale deed.
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