By dropping a cheque on my loan account at any SBI branch?
if drop box is provided, you can pay. but best method is ECS. you can also open saving account in SBI & opt for direct debit.
Pay SBI Home loan from ICICI Net Banking?
Can I pay my SBI Home Loan EMI using ICICI Funds Transfer to Non-ICICI accounts by choosing my SBI Branch and my Loan account number?
Can any one tell me the full details abt the senior citizen home loan in SBI?
What is RML ? Can we ask loan for new purchasing ? or the loan is only for existing home
The term used is not 'senior citizen home loan' but 'Reverse Mortgage'. You have to mortgage your existing house, for which the bank will pay you a certain amount per month till your death. After your death your successors can repay the loan amount the bank has extended to you till date and cancell the mortgage on the house. Or the bank can auction the house after your death to recover the loan and pay the balance to your successors. This procedure will be carried out only after the death of both the old spouses. But unfortunately the system is still not in place i.e. it is not being executed due to unclear guidelines. HMT
Which home loan is best? Sbi rates are higher than ICICI but people suggest the sbi, Why?
When the inflation is going peek like this, i feel like to approach the right bank for my home loan, but which is the right bank?
i recently heard from a friend that he availed housing loan in ICICI. he is a retired govt servant. he paid the full loan two years back. but till to day he has not received his original title document of the house. without original document he can not sell the property or raise any secured loan for an emergency. ICICI bank not bothered to return the document. probably mis placed or lost by them. now the retired man filed against the ICICI bank in consumer court Chennai for recovery of document. that is why SBI is better than ICICI bank
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