What you are paying is PMI - private mortgage insurance?

It sounds like you are your near reaching 20% equity in your home. They may just be getting prepared for when you send a dispute to have that nasty PMI removed. It was a lot of work to get mine removed - I had to prove that I had 20% equity - I even waited till I had 25% just to make sure. Then again, maybe PMI companies are just getting paranoid. I would call them immediately - since I don't think you would be near paying over 20% only after a year. /

Do we need to get a new title insurance when we refinance our home mortgage loan?
We bought a title insurance when we first got our home loan. We are now refinancing with another bank and they are requiring us to get a new title insurance. Is this right?
I work at a mortgage company, and most banks require title insurance for every mortgage that they underwrtie.

Need information for insurance for home loan which covers EMI in case of job loss.?
I am planing to buy a flat in bangalore(India) So i am applying for home loan from SBI or canara bank for 25 lakhs. So i want to insure this housing loan. Let me know which insurance company will pay EMI if i lost job in between. ICICI lombard is paying now but their premimum is very huge. So any other insurance company which pays my EMI if job is lost.

With a SBA loan that requires home loan insurance, after getting the money what would happen if one doesn't pay ins

I got a SBA loan after the Hurricane. I needed a second draw. It required a wind-insurance home owners policy. I gave the company l/4 payment, then got some funds from SBA. What would happen if I cancelled the policy? I don't need any more funds from the SBA.